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The data on alternative credit is in
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A new Datos Insights report unveils stats on how cash flow data impacts credit credit risk assessment, and where traditional reports fall short.
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Datos Insights surveyed 200 lenders and 1,500 consumers to understand how lenders are rethinking credit in a changing economic landscape. What they found: more are leaning into alternative data—and seeing a measurable impact on portfolio performance.
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You'll learn: - The risk factors credit scores miss, and what’s hiding in plain sight
- How leading lenders are moving beyond traditional credit data
- How cash flow data is translating into better portfolio performance
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of lenders see stronger portfolios when using alternative data
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of lenders say traditional credit
data is too slow and lacks coverage
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